September 2015  
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Autumn's the mellow time.
William Allingham

  • President's Report by Dawn Henry
  • 2016 Association dues $626
  • Be Prepared! Change Coming October 3 to the Closing Process
  • Monson and Agawam benefit from Placemaking Grants
  • August Sales Report
  • MAR Legal Hotline
  • 12 Ways to Avoid Home Improvement Rip-Offs
  • RAPV 100th Anniversary
  • Share Tips for Buyers and Sellers
  • How to Become a Digital Marketing Super Star
  • Foreign Language List
  • 2015 President's Awards
  • Membership Notices
  • Events and Education


by Dawn Henry

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Don't be a Victim of Cybercrime: Avoid these 4 Popular Scams Targeting Real Estate Pros

Cybercrime is more prevalent these days than ever before. Avoid cyber-scams affecting real estate pros, buyers and sellers and take the steps to mitigate the risk.

Learn four of the most prevalent core sophisticated methods to steal data and avoid becoming a target.


2016 Realtor® Dues are $626 

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• Value of membership

• 50 Ways NAR is Indispensable to Your Business

Note: No invoices will be mailed this year.  Starting in early October pay your dues in full online.  The date will be announced. 

If you prefer sending a check, from the online member portal you can print a copy of the dues bill and mail it in with your payment. 

Realtor® dues for 2016 are $626 which equates to a 1.45% increase over the 2015 dues which were $617.  This includes membership in the National Association of Realtors®, the Massachusetts Association of Realtors® and the Realtor® Association of Pioneer Valley.  

Invoices will not be mailed this year.  A payment plan is available for those Realtors® who wish to divide their payment in 3 equal amounts.  Any member, or member's spouse on active military duty may take advantage of a dues waiver.  

Dues for the succeeding calendar year of all members shall be payable in advance on the first day of December.  A late fee is assessed to those members paying dues after December 31, 2015.  Checks returned for insufficient funds will be assessed a $30 fee.  

If you have questions, contact Erin Percoski, RAPV Bookkeeper at 785-1328 or

We value you membership.  Thank you.


Changes coming October 3 to the Closing Process.  Are you prepared?

Be Prepared.jpgNAR and the Consumer Financial Protection Bureau (CFPB) has launched an online toolkit for real estate professionals as part of the "Know Before You Own" campaign.

The new website is designed to help real estate professionals understand the changes to the closing process, which begin on October 3, 2015, and how to explain the changes to clients. 

Visit the new website.  

For additional information visit CFBP releases new TRID tools.

MAR has prepared a new form which will be available on all MassForms electronic forms platforms. If you subscribe to MassForms, the form will automatically be added to your library. You can also find a copy of the form on the MAR website at the following link: New MAR Integrated Disclosure Addendum.

The Form is intended to be used as an addendum to the Contract to Purchase and/or the Purchase and Sales Agreement. Under the new regulations, there are certain circumstances where the closing may need to be delayed in order to allow for sufficient time for the lender to provide copies of the new Closing Disclosure, which will replace the HUD-1 Form. This addendum will allow the buyer and seller to agree to extend the closing in anticipation of such delays. It also requires the buyer and seller to use reasonable efforts to provide the closing attorney with information regarding any adjustments needed for closing. As always, it is recommended that Realtors® refer the buyer and seller to their attorney to answer specific legal questions they might have about this form.



Placemaking Grants aid Monson and Agawam.  Dedication of the Cindy Ayre Memorial Bench

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September 12th was a beautiful day for the dedication of the new Dog Park in Agawam.  The Cindy Ayre Memorial Bench was dedicated at the same time.  Cindy, a life-long dog lover, was a Past-President and Realtor® of the Year of the Greater Springfield Association of Realtors®.  RAPV acquired a NAR Placemaking grant to assist in the creation of the dog park.  Donations from members were used to purchase the memorial bench and plaque.  Seen here is Cindy's family, Realtors® and Agawam Mayor Richard Cohen.

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A second NAR Placemaking grant was acquired to assist in the rebuilding of Monson after the devastating tornado of June 2011.  The funding was used to purchase benches and signage for a senior hiking trail.  RAPV President Dawn Henry (right) is seen here with Karen King, Monson Realtor® and driving force behind the project. 

You too can help improve your town with a Placemaking Grant.  To find out more, visit,

August Sales Reports
  • August SF sales up 2.7 percent
  • Median price up 4.9 percent to $215,000
  • Inventory down 18.1 percent


MAR Legal Hotline
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Q:  I just heard of a recent case that may impact where sex offenders can and cannot live. What is that all about?  

Q:  I know that the Real Estate Settlement Procedures Act (“RESPA”) and the Truth in Lending Act (“TILA”) laws and regulations are changing as of October 3rd, 2015. What do I need to know?

Q:  Are there going to be any new RESPA/TILA forms that I need to be familiar with?

Q:  Where can I get more information about TRID?

Read the answers here.


12 Ways Homeowners Can Avoid Home Improvement Rip-Offs

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Advise your clients and customers of these 12 tips to keep in mind when preparing for any home improvement. 


RAPV - Celebrating 100 Years: 1915-2015

From 2007
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The National Christmas tree makes a stop at the Holyoke Veteran's Home.  Kevin Sears and Gil Woods present the Veteran's Home with a donation from NAR.

Share material found on House Logic:
  • Tips for Buyers
  • Tips for Sellers
  • Quick Facts
  • Real estate glossary
  • and more.....

28 Tips to Become a Real Estate Digital Marketing Super Star

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Although traditional marketing is still in use today, and does work to a point, see tips on how it is being replaced by digital marketing.



Members who speak a second langauge


We are updating our list of members who speak a second language.  View the current list here.  

To be added to the list, contact Joanne Leblond at 785-1328,  The list will be placed on the RAPV website.


2015 President's Awards

Service Qualifications - 
  • Attendance at 3 or more Membership Meetings.  The next one is November 5.
  • Attendance at 2 or more networking events.

See what qualifies.




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Lorrie Adamczyk with Kathy M. Paul Real Estate in Chicopee; Carlos Aguasvivas, Timothy Carabine, Christopher Monasterski, David Mosher and Nataliya Pugach with Century 21 A-1 Nolan, LLC in West Springfield; Anhar Bakth with Eight Residential, LLC in Springfield; Donald Courtemanche with Sears Real Estate in Springfield; Christina Drugan with Park Square Realty in Westfield; Brennan Duncan, Stephanie Widun (Feeding Hills), Nicole Gauthier, Sonia Quiles (Longmeadow), Tina Monkiewicz (Northampton) with Keller Williams Realty; Richard Goldman with NRG Real Estate Services in Longmeadow; Melany Mendoza and Jennifer Pride with Delap Real Estate in Northampton; Jeremiah Ocasio (Chicopee), Nelson Pinette (Holyoke) with Century 21 Hometown Associates; Enrique Pacheco, Donna Pittello with Real Living Realty Professionals, LLC in Westfield; and Thomas Roberts with Ayre Real Estate in Agawam.

Alexandra Anthony, Christine Chouinard, Eve Crampton, Kimberly Diamond, Meghan Hess, Elena Jordan, Patricia Kallfa, Danielle Lafond, Joan Maxson, Sandra Merlini and Joanne Pease with Real Living Realty Professionals, LLC., in Westfield; William Nichols, Daniel Britt, Christine Gillis Schepps (Longmeadow), Aida Ruiz-Batiste (Northampton) with Keller Williams Realty; Christopher Buendo with The Real Estate Market Center in East Longmeadow; Erica Devlin with Rovithis Realty, LLC in East Longmeadow; and Jill Stone with Jones Group Realtors® in Amherst. 

John T. Murray with J.T. Murray Real Estate Co. in Springfield.



Register for classes and events on the new member portal.

calerndar+update.gifSeptember 28 - November 2
6:00 pm - 9:00 pm
Broker Pre-Licensing Course at RAPV. 14 evening classes.  Only course offered this year.  Click here for application. Contact Laura Herring at 785-1328 or  

September 30
9:00 am - 4:00 pm 

3 CE Classes in Hadley
with Peter West.  $30 member, $35 at door.  Click here for registration flyer.

October 7
8:00 am - 11:30 am
The Unintended Consequences of Government Regulations with Elliot Eisenberg, Ph.D, nationally acclaimed economist at Western New England University.  $22 includes breakfast and presentation. Click here for registration flyer.  Contact Laura at 785-1328 or  

October 13 - 14
8:00 am - 5:30 pm

GRI Course at Eastern Middlesex Association.  
$250, GRI 102 Managing Risk and Avoiding Lawsuits (6 CE's).  To register go to or call 1-800-725-6272. 

October 15
8:30 am - 5:30 pm

GRI Course at Worcester Regional Association.  $250, GRI 201 - Tools of the Trade (4 CE's) To register go to or call 1-800-725-6272.  

October 21
6:00 pm - 8:00 pm

CPR - AED Course at Mercy Hospital.  
This two hour course teaches basic life support, adult and child CPR skills, as well as introduction to the use of the automated External Defibrillator (AED). $25 Click here for Registration information Contact Laura at 785-1328,

October 23
2:00 pm - 4:00 pm
CE Webinar with Jody O'Brien
Offers (RE35RC03).  $15 member price.  Click here for registration information 

October 28
9:00 am - 4:00 pm
3 CE Classes at RAPV with Peter West
$25 members, $30 at the door
Click here for registration flyer 

Save the Date!

Thursday, October 22
Wine Tasting to benefit the Scholarship Committee.  5:30 to 8:00 p.m.  $32 pp.  Chandler's Restaurant, South Deerfield.  Contact Gail at 785-1328 or

Thursday, November 5
RAPV Centennial Gala, Mass Mutual Center.  $49 pp.  This qaulifies for the President's Award as a membership meeting.

Questions about education contact Laura Herring, 785-1328,

Questions about events contact Gail Lamirande at 785-1328,

Thank you

2015 Annual Sponsors

Monson Savings Bank
Peoples Bank
United Bank

 First Niagara Bank
Easthampton Savings Bank
Freedom Credit Union 
Greenfield Savings Bank
Greenfield Cooperative Bank
Polish National Bank

The annual sponsors make it possible
to keep ticket prices down for RAPV events.  Thank the sponsors when
you see them and take advantage
of the services they offer.

Health Insurance
for NAR Members

The Realtors® Insurance Marketplace provides multiple health insurance options to NAR members.

Find out about the Marketplace insurance products available to you.
Call 877-267-3752

Member Value Plus (MVP) Program
Every 2 weeks a new MVP offer will be posted on Complete an action, earn a reward.

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To advertise in the REALTOR® UPDATE, contact Kimberly Harrison at 785-1328 or

Interesting facts and finds for REALTORS®.  It's all here!  Call 800-874-6500.

No Charge.
A Treasure Trove of Information
Click here for details.

Search 147 million properties.
Create top-quality client
reports customized with your branding.

"What is RPR?"  
Create your account today!
Free online training.



REALTORS® Political Action Committee

The purpose of RPAC is clear: Realtors® raise and spend money to elect candidates who understand and support Realtor® interests. The money to accomplish this comes from voluntary contributions made by Realtors®.  RPAC doesn’t buy votes.  RPAC supports industry-minded candidates.  These candidates support the issues that are important to your profession and livelihood.

Some information below is password protected.  Members will need their NAR login name and password.  


Craig's List Scam 
First brought to our attention over 5 years ago, this scam continues to surface.  Report scam to the FBI

For office and classroom rentals contact Laura Herring at or call 785-1328.  

For event and education sponsorship opportunities contact Kim Harrison at 785-1328 or

United Parcel Service - UPS
Prescription Drug Card
Free Forms
Staples Advantage
Realtor®  Healthcare Program
and more....


No Charge

September 29

9:30 - 11:30 a.m.
Getting Started: Searching the System
1:00 - 3:00 p.m.
Getting Started: Contact Management

October 6

9:30 - 11:30 a.m.
VOW (Virtual Office Website)
1:00 - 3:00 p.m.
Moving Forward: Listing Management

October 22
9:30 - 11:30 a.m.
Getting Started: Searching the System
1:00 - 3:00 p.m.
Gettgin Started: Contact Management 
To register, visit
and access Training & Resources or call 800-695-3000, option 1.

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The Legal Hotline offers Designated Realtors®, office managers, and other authorized callers access to staff attorneys who can assist members with questions about current state and federal laws and regulations, permissible business practices, and important court rulings affecting real estate practitioners.  

Call 800-3700 5342 or e-mail to legalhotline@marealtor,com.  Hours of operations are Monday-Friday from 9 a.m. to 1 p.m.

REALTORS® Pledge of
Performance and Service

Special rates for members!
Parking at Bradley Airport


$6.95 per day
(up to 24 hrs)

$34.75 per wk
(plus 8% airport access fee, 6.35% tax and fuel surcharge)


Offer from Executive Valet
Rates, and free day, available when you present the RAPV Special Executive Valet parking card available at RAPV.  Pick up your card at RAPV, or call 785-1328 to have it mailed to you.

Views and advertising are not necessarily endorsed by RAPV.  The information contained within should not be constituted as a recommendation for any course of action regarding financial, legal, accounting, business practice, or any other matter, by RAPV or its authors.  Links are provided as a convenience. RAPV has not reviewed all the information on other sites and disclaims any responsibility for the content, products or services that may be offered. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content.

2015 Officers
Dawn M. Henry, President
Lou Mayo, President-Elect
Rick Sawicki, Treasurer
Janise Fitzpatrick, Secretary
Patrick Nolan, Immediate Past-President

2015 Directors
Elias Acuna
Edward Alford
Kelly Bowman
Shawn Bowman
Suzi Buzzee
Sue Drumm
Sue Rheaume
Russell Sabadosa

Realtor® of the Year
Sue Drumm

Affiliate of the Year
Lisa Kraus

RAPV members on the MAR Board of Directors:

Raymond Authier
Elias Acuna
Kelly Bowman (alternate)
Luci Giguere
Dawn Henry
Lou Mayo
Susan Rheaume (alternate)
Linda Rotti
Susan Renfrew
Rick Sawicki (alternate)
Vincent Walsh (alternate)

An alternate is called to attend a MAR BOD meeting when a Director can't make it.

Additional RAPV representation on MAR BOD: Kevin Sears, and Edmund G. "Gil' Woods, as Past MAR Presidents, Corinne Fitzgerald as MAR President for 2015, and Brian P. Sears as MAR Western Region Vice President. 

Ben Scranton, RCE, ePRO, Chief Executive Officer
Kim Harrison, Community Outreach Coordinator
Laura Herring, Education Coordinator
Gail Lamirande, Membership Coordinator and Professional Standards Administrator
Joanne Leblond, Receptionist
Erin Percoski, Bookkeeper

Copyright 2000-2007 REALTOR Association of Pioneer Valley. All rights reserved.
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