A real home is more
than just a roof over your head, it's a foundation under your
- President's Report by Dawn Henry
- New Resources help with Changes to the Closing Process
- Networking Night at Brunelle's Marina
- July Single family sales
- MAR Legal Hotline
- Alert: Wire Fraudsters
- How to Improve the Odds of an Offer
- RAPV 100th Anniversary - from the archives
- What Millennials Want
- Tools Calculate Your ROI
- NAR Video: Loans through the Rural Housing Service
- "As Is" Clauses and other Disclaimers
- Membership Notices
- Events and Education
by Dawn Henry
100 Years as a REALTOR®
This year the Association is celebrating its 100th
birthday. What a monumental achievement and one in which
we take great pride.
So, how did it all begin?
Our REALTOR® family set-up house in May of 1915 with
just five members. The original office was in the Hotel
Worthy, Room C on Main Street in Springfield. The
building is still there today. I take that as a sign, a
positive tribute to the strength of the building and the
strength of the REALTOR® organization. We are both still
Through the years
our family has grown and expanded in number and geographic
reach. Today we have over 1,600 REALTOR® and Affiliate
members living and working in the 68 communities in the three
counties which make up the Pioneer Valley.
Why was the association established? This says it
best, taken from our 1915 Constitution and Bylaws: To
establish and maintain the calling of the real estate broker
in a position of dignity and responsibility in the community
by insisting upon principles of honesty and fair dealing in
their business of buying, and selling, renting, caring for and
loaning on real estate. To devise, advocate and support
legislation for the welfare of real estate owners and those
engaged in the business of buying and selling real estate, and
to promote and maintain the high standards of conduct in the
transaction of the real estate business expressed in the Code
of Ethics of the National Association of
Why do you think the Association
has survived for 100 years? It is only through informed,
committed and forward-thinking leadership. We have built
on the work of those who came before us. We are here to
provide members with programs and services so they can offer
their best to their clients and customers to provide the
American Dream of homeownership. And yes, lots of sweat
equity with good people doing good work.
What is the
most important thing we do? Those five members back in
1915 had it. They knew. To advocate for private
property rights and help buyers and sellers achieve the
American Dream of homeownership. Those bedrock
principles have not changed.
Come help us celebrate
RAPV's birthday at a Gala Anniversary Banquet on November 5 at
the Mass Mutual Center in Springfield. Save the date.
Registration information will be coming soon.
Happy Birthday RAPV.
New Resources to help you prepare for the Truth
in Lending RESPA rule
In our continuing efforts
to keep you abreast of the latest news on the implementation
of the Truth in Lending RESPA Integrated Document (TRID) rule
by the Consumer Financial Protection Bureau (CFPB), we are
pleased to announce new resources to help you prepare for
changes to the closing process.
collaboration with NAR, the CFPB has launched a new online
toolkit for real estate professionals as part of its “Know
Before You Owe” campaign.
The new website is
designed to help real estate professionals understand the
changes to the closing process, that will go into effect on
October 3, 2015, and how to explain the
changes to clients. The site also includes resources
that you can provide to your clients.
Visit the new
For additional information information visit CFBP
releases new TRID tools.
160 Attend Mid-Summer Networking Night at Brunelles
Marina in South Hadley on August 13
Great weather, boat rides on the Connecticut River, picnic
food galore and rockin' music. It was a fun night of
networking with friends and colleagues.
July Single Family Sales Reports
- July SF sales up 30.8
percent in Pioneer Valley
- Median price up 3.8
percent to $207,250
- Pioneer Valley SF and
- Pioneer Valley sales by
- A five year history or Pioneer Valley sales
- The western region
- Other Associations and
regions in the state
Visit the MAR
site to view the statewide numbers:
- Statewide SF sales up 19.5 percent
- Media price up 1.4 percent to $365,000
Some information on the MAR site is password protected and
accessible only to members of the Massachusetts Association of
Realtors® (MAR). Members will need their MAR login name
Title 5 Inspection
Q. My seller has a home with
a septic system that was inspected eighteen months ago and
they would like to resell the property. Do they have to have
it inspected again?
Who must obtain a Title 5 inspection when a
property is being sold and who receives the
Q. Is the seller
required to allow buyers to test for radon in
If a buyer backs out of a transaction because of
elevated radon levels, is the listing agent required to
disclose this to future prospective buyers?
the answers here.
Alert: Wire Fraudsters on the upswing
Last year we reported that a Pioneer Valley brokerage was
hit by a wire scam which resulted in a substantial loss of
money for the buyer.
Here is how it works.
The hacker breaks into a
REALTOR'S® email account and posing as
the agent requests the buyer wire funds to a fraudulent email
in order to complete the transaction. Unfortunately,
some buyers across the country have fallen for this scheme,
and have lost money.
This scheme is on the upswing. While we have not been
informed of any additional "successful" cases here in the
Pioneer Valley, we have been informed the fraudsters are out
there. One was intercepted recently before the wire
transfer happened. Loss of money was averted.
'Wire Fraudster" to learn about prevention and damage
- Place it right.
- Prepare for visitors.
- Be flexible about showings.
- Anticipate the offers.
- Don't refuse to drop the price.
Read more here.
Download seller and buyer
RAPV - Celebrating 100
REALTOR® WEEK - MAY 24-30,
Move up to more in
Whether They Rent or Buy,
Millennials Don't Want to Drive
There are more Millennials than there
are Boomers or GenXers. NAR research tells us that Millennials
are the lead buyer pool nationwide. Learn what these 16-
to 34 year olds want. City planners and developers take
note: Millennials want to walk.
Tool Helps Agents Calculate Return on
There is a free Return on
Investment Calculator on Realtor.com® which provides an
in-depth look at how ROI is calculated in the real estate
Rural home buyers have a great opportunity for safe,
affordable mortgage financing through the Rural Housing
Service, which has funds available until the end of
September through its direct loan
Here are the stories in The Voice for
Real Estate, NAR's news video for the week of August 24.
- Loans through Rural Housing Service
- Community lenders getting back into commercial lending
- Closing changes October 3
"As Is" Clauses and Other
Being sold "as is" may not protect
the seller-client or the sellers' listing agent in certain
situations. "As is" clauses can be effective but do not
provide absolute protection from claims of fraud states Robert
S. Kurmer, Esq., MAR's outside legal counsel.
what Attoney Kutner has to say.
Heather Bennet, Denise Scales (Feeding Hills) Margaret
Fitzpatrick (Northampton) Manfred Karori (Longmeadow) with
Keller Williams Realty; Vinette Byfield, Laura Ronghi with
Century 21 A-1 Nolan LLC in West Springfield; Susan Finnie,
Lillian George, Susan Schmelkin, Joyce Pierangelo with
Coldwell Banker Residential Brokerage in Longmeadow; Jamie
Karwowski with Park Square Realty in West Springfield; Dylan
Kelleher, James Parrott with Steepleview Realty in Adams;
Michael Laviolette, Michelle Pastore (Wilbraham), Donald
Rovero (Westfield) with Real Living Realty Professionals, LLC;
Annamaria Maiorana, Brian Santaniello with Teamwork Realty
Group in Longmeadow; Lindsay Mason with Ayre Real Estate in
Agawam; Richard O'Rourke with DF White Real Estate Agency in
Amherst; Emmanuel Pedro with Ideal Real Estate in Ludlow;
Nicholas Riley with First Place Realty in Longmeadow; Stephen
St. Peter with RE/MAX Compass in Westfield; and Justin Wickens
with Landmark REALTORS® in Monson.
Maria Bertino with
Century 21 A-1 Nolan in West Springfield; Erin Brunelle with
Keller Williams Realty in Northampton; Maria Calderon with
Century 21 Hometown Associates in Holyoke; Cheryl Dionisi with
NRG Real Estate Services, Inc. in Longmeadow; Maria Dos Santos
with Ideal Real Estate Services, Inc. in Chicopee; Nicole
Flamand with Rovithis Realty, LLC in East Longmeadow; and
Marta James with Harty & Rivera, LLC in West
PRIMARY AFFILIATE APPLICATION
Fuentes with Mass Housing in Boston.
Brent Morin with Agnelli Real Estate,
LLC in Glastonbury, CT.
for classes and events on the new member portal.
Salute to RAPV's 100th
Anniversary. Affiliated Chambers of Commerce of
Greater Springfield salutes RAPV at a breakfast meeting at the
Springfield Sheraton. Tickets for Chamber members $20 in
advance, $25 at the door. Non-Chamber members $30.
Contact Sarah Mazzaferro at 755-1313 or mailto:email@example.com.
Meet area mayors and state legislators. Summit View in
Holyoke. $15 pp. Contact Gail at 785-1328 or firstname.lastname@example.org.
New Member Orientation and
Code of Ethics. Contact Gail at 785-1328 email@example.com or Laura at
11 a.m.-3 p.m.
Free REALTOR® Safety Webinar Summit.
Four different topics. Register for one or all at
September 9 through October
Salesperson's Pre-Licensing Course.
14 evening classes. Contact Laura at 785-1328 or
CE class: Residential Rental/Landlord
Tenant with Attorney Stanley Komack. $25
member, $30 at the door. Contact Laura at 785-1328
No Charge! YPN Tech Session followed
by a networking hour. Presented by the YPN Committee.
Location: Union Station, 125A Pleasant Street,
Northampton. Contact Laura at 785-1328 or firstname.lastname@example.org.
CE Webinar: Buyer Agency with Jody O'Brien.
$15 member. 2 to 4 p.m. Contact
Laura at 785-1328 or email@example.com.
The Power Negotiator's
Playbook. Powerful new negotiation course
offered by the Council of Real Estate Brokerage Managers.
Place: RAPV, 8:30 a.m. to 5 p.m. $125 member,
$175 non-member. Contact Laura at 785-1328, firstname.lastname@example.org.
September 28 through November 2
Pre-Licensing Course. Only course offered this
year. 14 evening classes. Contact Laura at
785-1328 or email@example.com.
COMING SOON. Save the
RAPV Day at Foxwoods Casino!
Bus trip. Limited seating. Four pick-up
locations across the Pioneer Valley starting at 7:30 a.m.
Departs Foxwoods for return trip at 4:30 p.m. Register
early. $39 pp. Contact Gail at 75-1328 or firstname.lastname@example.org.
3 CE classes in
Hadley. Contact Laura at 785-1328 or email@example.com.
The Unintended Consequences of
Government Regulations on the Economy and the Real Estate
Industry. With economist Dr. Elliot Eisenberg.
Western New England Universary. $22 pp.
Contact Laura at 785-1328 or firstname.lastname@example.org.
Gala, Mass Mutual Center.
Questions about education
contact Laura Herring, 785-1328, lmailto:email@example.com.
Questions about events contact Gail Lamirande at 785-1328,
Greenfield Savings Bank
annual sponsors make it possible
ticket prices down for RAPV events. Thank the sponsors
you see them
and take advantage
services they offer.
Member Value Plus (MVP) Program
Every 2 weeks a new MVP
offer will be posted on mvp.realtor.org.
Complete an action, earn a reward.
MAR OFFERS GRI CLASSES
Two-day GRI 201 course:
Tools of the
October 15 and 20
Association of Realtors®
Price is $250 ($125 per day).
GRI designees can retake
Register via phone at
1-800-725-6272 or online
BE SEEN HERE
To advertise in the
REALTOR® UPDATE, contact Kimberly Harrison at 785-1328
Interesting facts and finds for REALTORS®
! Call 800-874-6500.
REALTORS® PROPERTY RESOURCE.
Search 147 million properties.
Create top-quality client
reports customized with
Create your account today!
Free online training.
MAXIMIZE YOUR BUSINESS
GROW YOUR BUSINESS
NAR's OFFICIAL MEMBER
THE VALUE OF RPAC
REALTORS® Political Action
The purpose of RPAC is clear: Realtors® raise and
spend money to elect candidates who understand and support
Realtor® interests. The money to accomplish this comes from
voluntary contributions made by Realtors®. RPAC doesn’t
buy votes. RPAC supports industry-minded candidates.
These candidates support the issues that are important
to your profession and livelihood.
Some information below is password protected.
Members will need their NAR login name and password.
Craig's List Scam
brought to our attention over 5 years ago, this scam continues
to surface. Report
scam to the FBI
ROOM RENTAL AT RAPV
and classroom rentals contact Laura Herring at firstname.lastname@example.org or call
For event and education sponsorship
opportunities contact Kim Harrison at 785-1328 or Kim@rapv.com.
MAR BENEFITS and DISCOUNTS
United Parcel Service - UPS
Prescription Drug Card
Realtor® Healthcare Program
MLS PIN TRAINING AT
9:30 - 11:30 a.m.
Moving Forward: Listing
12:30 -3:00 p.m.
CMA & Market
9:30 - 11:30
Getting Started: Searching the
Getting Started: Contact
and access Training &
Resources or call 800-695-3000, option
The Legal Hotline
offers Designated Realtors®
, office managers, and
other authorized callers access to staff attoneys who can
assist members with questions about current state and federal
laws and regulations, permissible business practices, and
important court rulings affecting real estate practitioners.
Call 800-3700 5342
or e-mail tomailto:email@example.com.
Hours of operations are Monday-Friday from 9 a.m. to 1
CODE OF ETHICS
REALTORS® Pledge of
Performance and Service
Special rates for members!
Parking at Bradley Airport
(up to 24 hrs)
$34.75 per wk
(plus 8% airport access fee, 6.35% tax and fuel
PLUS.... 1 FREE DAY
Offer from Executive Valet
and free day, available when you present the RAPV Special
Executive Valet parking card available at RAPV. Pick up your card at RAPV, or call
785-1328 to have it mailed to you.
Views and advertising are not necessarily endorsed by
RAPV. The information contained within should not be
constituted as a recommendation for any course of action
regarding financial, legal, accounting, business practice, or
any other matter, by RAPV or its authors. Links are
provided as a convenience. RAPV has not reviewed all the
information on other sites and disclaims any responsibility
for the content, products or services that may be offered.
Inclusion of a link to another site does not indicate any
endorsement or approval of the site or its content.
Lou Mayo, President-Elect
Janise Fitzpatrick, Secretary
Realtor® of the Year
of the Year
RAPV members on the MAR Board of
Kelly Bowman (alternate)
Susan Rheaume (alternate)
Rick Sawicki (alternate)
Vincent Walsh (alternate)
An alternate is called to
attend a MAR BOD meeting when a Director can't make it.
representation on MAR BOD: Kevin Sears, and Edmund G. "Gil'
Woods, as Past MAR Presidents, Corinne Fitzgerald as MAR
President for 2015, and Brian P. Sears as MAR Western Region
Scranton, RCE, ePRO, Chief Executive Officer
Harrison, Community Outreach Coordinator
Lamirande, Membership Coordinator and Professional Standards
Joanne Leblond, Receptionist